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Payment methods at Spinania
13 Payment Methods in Direct Comparison
Spinania offers a diverse range of thirteen payment methods, including prepaid options like Neosurf and CashtoCode eVoucher, both allowing instant deposits starting from 10 EUR. These methods are convenient for players seeking immediate access to funds. However, it is important to note that prepaid cards do not support withdrawals, meaning an alternative method will be required for cashing out winnings.
For players preferring cryptocurrency, Litecoin (LTC) and Dogecoin (DOGE) are available, facilitating deposits within 5-30 minutes and withdrawals within 0-24 hours, with limits up to 10,000 EUR. These digital currencies offer a degree of anonymity and can be processed quickly. Network fees, though not charged by Spinania, may apply to these transactions.
Traditional banking methods and e-wallets are also supported, with Banküberweisung taking 1-3 business days for deposits and 3-5 business days for withdrawals, accommodating amounts up to 10,000 EUR. E-wallets like Neteller and MiFinity provide instant deposits and 0-24 hour withdrawals, with limits extending to 10,000 EUR, offering a balance of speed and accessibility.
Withdrawal Possible Only After Completed KYC Approval
To initiate a withdrawal, a completed Know Your Customer (KYC) process is mandatory. This process requires submission of identification and proof of address documents, which must not be older than 3 months. The verification timeframe for these documents typically spans between 24 to 48 hours. This security measure is standard practice in the online gaming industry.
Once the KYC checks are successfully concluded, players become eligible to request their first withdrawal. For instance, if a player chooses to withdraw funds via Banküberweisung, they can expect the transaction to be completed within 3 to 5 business days. This timeline is dependent on the banking institutions involved in processing the transfer.
Methods such as Neosurf and CashtoCode eVoucher, while enabling instant deposits starting from 10 EUR, do not support withdrawals. Therefore, players utilizing these prepaid methods for deposits must select an alternative, approved method for cashing out their winnings after their KYC approval. This ensures all payout requests adhere to the casino's established procedures.
Cancelled payment: money back in 5 business days
In the event of a cancelled payment at Spinania, the funds are typically returned to the player's account within a timeframe of 5 business days. This applies to various payment methods, ensuring that any erroneously processed or cancelled transactions are rectified promptly. The exact duration can vary depending on the specific payment provider involved in the reversal.
For instance, if a withdrawal initiated through Banküberweisung is cancelled, the funds would be redeposited following the standard 5-business-day reversal period. This offers a predictable timeframe for players to see their funds reflected back in their account. It is advisable to monitor account statements for confirmation of the returned funds.
While most payment methods are subject to this 5-business-day return policy for cancellations, it is important to consider that some methods, like certain cryptocurrencies, might have slightly different processing times for reversals due to network confirmations. However, the casino aims to expedite these processes to meet the stated timeframe where possible.
Card payment rejected: bank or limit to blame
If a card payment, such as Visa or Mastercard, is rejected during a deposit attempt, the cause is often external to Spinania's system. Common reasons for rejection include insufficient funds in the player's bank account or exceeding the daily or transaction limit set by the issuing bank. These limits can vary significantly between financial institutions.
The maximum limit for Visa and Mastercard deposits at Spinania is set at 5,000 EUR per transaction. If a player attempts to deposit an amount that exceeds their personal card limit or the casino's per-transaction limit, the payment will be declined. It is crucial for players to be aware of both their bank's and the casino's deposit thresholds.
Players experiencing rejected card payments should first verify their bank's transaction limits and ensure they have adequate funds available. If these factors are not the issue, contacting their bank directly for specific reasons related to online transaction refusals is the recommended course of action. Spinania's system itself does not typically reject valid card payments within its defined parameters.
Instant Deposits: Which Methods Credit in Seconds
Several payment methods at Spinania facilitate instant deposits, meaning funds are credited to the player's account in seconds, allowing immediate gameplay. These include prepaid solutions like Neosurf and CashtoCode eVoucher, both starting from a minimum deposit of 10 EUR. For those seeking quick transactions, these options are highly efficient.
Cryptocurrency users also benefit from rapid deposits, with methods such as Litecoin (LTC) and Dogecoin (DOGE) typically crediting funds within 5-30 minutes, while USDT (TRC-20) and Bitcoin (BTC) are even faster, with USDT (TRC-20) taking 1-5 minutes and Bitcoin (BTC) 10-60 minutes. These digital currencies offer a blend of speed and security for deposits.
E-wallets like Neteller and MiFinity, along with card payments via Visa and Mastercard, also provide instant deposit capabilities, starting from 10 EUR up to 5,000 EUR for cards. These methods are widely recognized for their speed and convenience, enabling players to start playing their favorite games without delay. Banküberweisung is the primary exception, requiring 1-3 business days.
Payment methods, limits and fees
| Method | Type | Deposit | Withdrawal | Min. Deposit | Limit | Fees |
|---|---|---|---|---|---|---|
| Visa / Mastercard | card | Instant | 1-3 Business Days (Visa) | 10 EUR | 10 - 5.000 EUR | None |
| MiFinity | e-wallet | Instant | 0-24 Hours | 10 EUR | 10 - 10.000 EUR | None |
| Neteller | e-wallet | Instant | 0-24 Hours | 10 EUR | 10 - 10.000 EUR | None |
| Bitcoin (BTC) | crypto | 10-60 Minutes | 0-24 Hours | 20 EUR | 20 - 10.000 EUR | None (Network Fee Only) |
| Dogecoin (DOGE) | crypto | 5-30 Minutes | 0-24 Hours | 20 EUR | 20 - 10.000 EUR | None (Network Fee Only) |
| Litecoin (LTC) | crypto | 5-30 Minutes | 0-24 Hours | 20 EUR | 20 - 10.000 EUR | None (Network Fee Only) |
| USDT (TRC-20) | crypto | Instant (1-5 Minutes) | 0-24 Hours | 20 EUR | 20 - 10.000 EUR | None (Low Network Fee) |
| Neosurf | prepaid | Instant | Not Available | 10 EUR | 10 - 1.000 EUR | None |
| Paysafecard | prepaid | Instant | Not Available | 10 EUR | 10 - 1.000 EUR | None |
| Banküberweisung | bank | 1-3 Business Days | 3-5 Business Days | 20 EUR | 20 - 10.000 EUR | None (Bank Fees Possible) |
Why third-party payments are 100% rejected
Third-party payments are not accepted for deposits, meaning transactions must originate from an account or card registered in the player's name. For instance, using a friend's Binance Pay account to deposit funds would result in the transaction being rejected. This policy applies universally across all available payment methods.
This ensures compliance with anti-money laundering regulations and protects both the player and the casino. A Paysafecard purchased by a family member, for example, cannot be used for deposits if the casino account is registered under another individual's name. The minimum deposit for most methods like Neteller is 10 EUR.
Consequently, players must use their own Visa or Mastercard, their personal Neteller account, or a cryptocurrency wallet under their control to fund their casino account. Any deposit attempt using funds from a third party, regardless of the method like USDT (TRC-20), will be declined.
Casino Fees vs. Bank Fees
Spinania generally does not charge any fees for deposits or withdrawals, aligning with many modern online casinos. For example, using Binance Pay or Paysafecard incurs no additional charges from the casino itself. This means the entire deposit amount, starting from 10 EUR for Paysafecard, reaches the player's casino balance.
However, certain payment methods might involve external fees, such as network fees for cryptocurrencies like Bitcoin (BTC). While the casino does not apply a fee, the Bitcoin network will charge a small fee for processing, which is separate from the deposit amount of at least 20 EUR. Bank transfers, on the other hand, may incur fees from the banking institution.
For direct bank transfers, although the casino does not charge fees for deposits or withdrawals, your bank might apply its own charges. This contrasts with methods like MiFinity or CashLib eVoucher, which typically offer fee-free transactions from the casino's perspective, with minimums set at 10 EUR.
Deposit Failed: Check 5 Common Causes
A failed deposit can often be attributed to insufficient funds in the chosen payment method, such as a bank account or e-wallet balance. For example, attempting to deposit 50 EUR using Neteller when the balance is only 40 EUR will result in failure. The minimum deposit for Neteller is 10 EUR.
Incorrect entry of payment details is another frequent cause; double-checking card numbers or wallet addresses is crucial. For instance, mistyping a USDT (TRC-20) address by even one character can lead to an unsuccessful transaction, even though deposits are instant. The deposit limit for USDT is 10,000 EUR.
Exceeding transaction limits is also a common issue; if a player attempts to deposit 15,000 EUR via Binance Pay, which has a limit of 10,000 EUR, the transaction will fail. Furthermore, if KYC verification is pending and the player attempts a withdrawal, it may be delayed or appear as failed. The KYC process takes 24-48 hours.
Payments Outside EUR: Surcharge for Currency Conversion
When making deposits or withdrawals in a currency other than EUR, players may encounter currency conversion surcharges. If a player uses a USD-denominated Visa or Mastercard to deposit, their bank may apply a conversion fee on top of the transaction amount. For example, a 100 USD deposit might effectively cost more than 100 EUR due to exchange rates and bank fees.
Cryptocurrency payments offer a potential workaround for currency conversion fees, as assets like Litecoin (LTC) or Dogecoin (DOGE) are not directly tied to a specific fiat currency's fluctuations in the same way. However, the casino's displayed limits, such as 20 EUR minimum for LTC, are typically in EUR, and the exchange rate at the time of transaction will apply.
While the casino itself lists payment methods with limits in EUR, such as 10 EUR for Paysafecard or 20 EUR for Bitcoin (BTC), the actual cost in a different currency will depend on the payment provider's exchange rate. It is advisable to check with your payment provider for their specific currency conversion policies and associated fees.
Litecoin vs. Dogecoin: Speed and Fees
Both Litecoin (LTC) and Dogecoin (DOGE) offer relatively fast deposit and withdrawal times, with transaction processing typically completed within 5-30 minutes for deposits and 0-24 hours for withdrawals. For example, a deposit of 20 EUR using Litecoin is expected to reflect in the player's account shortly after network confirmation.
Regarding fees, neither Litecoin nor Dogecoin transactions incur additional charges from the casino. The only fees applicable are the standard network fees, which are generally low for both cryptocurrencies. This makes them attractive alternatives to methods with potential bank fees or slower processing times, with a minimum deposit of 20 EUR for both.
While both are efficient, slight variations in network congestion can sometimes affect processing speeds for Litecoin compared to Dogecoin, though both are significantly faster than traditional bank transfers. The casino's withdrawal processing time for both remains within the 0-24 hour window, regardless of the chosen cryptocurrency.
Link USDT TRC-20: Select the Correct Network
When depositing with USDT, selecting the correct network is crucial. The TRC-20 network supports USDT deposits, with transactions typically processed within 1 to 5 minutes. This network is distinct from others, and selecting the wrong one can lead to loss of funds. For example, sending USDT via the ERC-20 network will not reach the casino's wallet.
Using the TRC-20 network for USDT deposits ensures a swift transaction time, generally between 1 to 5 minutes. This contrasts with slower networks that can take considerably longer. The minimum deposit via USDT on the TRC-20 network is 20 EUR, with a transaction limit of up to 10,000 EUR.
Failure to select the TRC-20 network for USDT can result in the deposit not being credited to the player's account. The TRC-20 network offers a low network fee, ensuring that the majority of the deposited amount is available for play. This option provides a fast and efficient method for crypto deposits.
USDT TRC-20: Check Network Before Sending
Before initiating a USDT deposit using the TRC-20 network, it is imperative to verify the network details. This ensures that the transaction is routed correctly and processed efficiently, typically within 1 to 5 minutes. The specified limit for USDT TRC-20 transactions ranges from 20 EUR to 10,000 EUR.
Confirming the TRC-20 network before sending USDT is a critical step to avoid deposit failures. Unlike other networks, TRC-20 is optimized for speed and lower fees. The minimum deposit for this method is set at 20 EUR, making it accessible for many players.
Players should always double-check the network selection to ensure it matches TRC-20 when depositing USDT. This careful verification prevents potential issues and confirms that the funds will arrive promptly, usually within 5 minutes. The absence of additional fees beyond the network cost is a notable advantage.
Neosurf and Paysafecard: Deposit Yes, Withdrawal No
Prepaid methods like Neosurf and Paysafecard are convenient for making deposits, with instant processing times. Both methods allow a minimum deposit of 10 EUR and have a transaction limit of up to 1,000 EUR. However, these methods do not support withdrawals.
For players utilizing Neosurf or Paysafecard for deposits, the process is straightforward and instant, starting from a minimum of 10 EUR. The maximum amount that can be deposited using these prepaid vouchers is 1,000 EUR. Crucially, withdrawals cannot be processed back to these voucher types.
This means that while Neosurf and Paysafecard facilitate easy deposits up to 1,000 EUR, players must select an alternative method for withdrawing winnings. Other options like Visa/Mastercard or MiFinity are available for withdrawal processing, which can take between 1 to 3 business days.
Why the First Withdrawal Takes 1 to 3 Business Days
The initial withdrawal process can take between 1 to 3 business days due to mandatory Know Your Customer (KYC) procedures. This verification includes submitting identification and proof of address, which typically takes 24 to 48 hours for review. This is a standard security measure for online gaming platforms.
For example, a player attempting their first withdrawal via Visa, which normally takes 1-3 business days, will experience this initial delay. The KYC process requires documents like an ID and a recent utility bill. This check is performed before the first payout can be processed, regardless of the chosen method.
Once the KYC verification is complete, subsequent withdrawals are generally faster, adhering to the standard processing times of the selected payment method. Methods like MiFinity or Dogecoin can process withdrawals within 0-24 hours after the initial verification. Therefore, the 1-3 business day timeframe applies specifically to the first withdrawal.
Cancel withdrawal: what is possible during wait
During the pending period for a withdrawal, which can range from 1 to 3 business days for a first-time withdrawal, players may have the option to cancel. This is often dependent on the stage of processing and the specific payment method chosen. For instance, a withdrawal initiated via Visa might be cancellable before it is fully approved.
Players should check the withdrawal status in their account interface to determine if a cancellation is still possible. If the withdrawal has not yet been sent to the payment processor, a cancellation is usually feasible. This allows players to retain their funds for further play or to modify their withdrawal request.
However, once the withdrawal is in the 'processing' or 'completed' stage, cancellation is typically no longer an option. For example, after 48 hours of the initial request, if the verification is complete and the funds are being sent, the withdrawal cannot be reversed. Alternative methods like MiFinity offer faster processing, potentially reducing the window for cancellation.
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